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    Planning Commentary Archive

    • Home
    • What We Think
    • Planning Commentary Archive
    Marc Scavo, CFP®, CRPC®

    SECURE Act 2.0—A Boost for Retirement Savers

    March 22, 2023
    Evan Anderson, CPA, CFP®

    What Is Your “Why?”

    January 28, 2023
    Phillips M. Bragg, CFP®, AEP®

    Hand-Me-Downs and Split-Interest Gifts

    December 29, 2022
    Jennifer Muckley, CFP®, AEP®, CTFA®

    2023 Tax Rates & Inflation Adjustments

    October 24, 2022
    Mary Lou Daly, CPA, CFP®

    Who Needs a Credit Card?

    October 13, 2022
    Lynn Araujo, CFP®

    Your 2022 Year-End Planning Checklist

    September 26, 2022
    Lynn Araujo, CFP®

    FAFSA Changes Are on the Way

    September 23, 2022
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Choosing Between a Donor-Advised Fund and a Private Foundation

    September 12, 2022
    Marc Scavo, CFP®, CRPC®

    Roth Conversions: One Proactive Measure During Bear Markets

    August 30, 2022
    George W. Climer III, CFP®

    Estate Planning Update: Portability Filing Relief

    July 29, 2022
    Mary Lou Daly, CPA, CFP®

    Cybersecurity in 2022

    July 12, 2022
    George W. Climer III, CFP®

    Inherited IRAs: Update to the Ten-year Window for Non-Spouses

    July 8, 2022
    Evan Anderson, CPA, CFP®

    The Cost of Procrastination: Your Business Succession Plan

    June 7, 2022
    Lynn Araujo, CFP®

    What Does It Mean to be Tax Diversified?

    March 9, 2022
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Speaking From Beyond the Grave: Writing a Letter of Intent

    March 4, 2022
    Mary Lou Daly, CPA, CFP®

    Create an EPIC Retirement

    February 16, 2022
    Jennifer Muckley, CFP®, AEP®, CTFA®

    It’s Almost Time to Clear the Clutter

    February 15, 2022
    Evan Anderson, CPA, CFP®

    Adventures in Business Ownership

    January 18, 2022
    Marc Scavo, CFP®, CRPC®

    New RMD Tables in 2022—A (Small) Tax Break from the IRS

    January 13, 2022
    Jennifer Muckley, CFP®, AEP®, CTFA®

    2022 Tax Rates & Inflation Adjustments

    December 14, 2021
    Mary Lou Daly, CPA, CFP®

    Are you Prepared?

    October 29, 2021
    Phillips M. Bragg, CFP®, AEP®

    Maximizing Wealth Transfers to Minors

    September 29, 2021
    Lynn Araujo, CFP®

    Your 2021 Year-End Planning Checklist

    September 29, 2021
    Evan Anderson, CPA, CFP®

    Pay It Forward: A Primer on Intra-family Loans

    September 28, 2021
    Jennifer Muckley, CFP®, AEP®, CTFA®

    You Could Have $0 Taxable Income in 2021

    September 17, 2021
    George W. Climer III, CFP®

    Charitable Giving Legislation Update

    August 30, 2021
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Tax Changes Looming?

    August 13, 2021
    Lynn Araujo, CFP®

    Do I Need a Revocable Trust?

    July 10, 2021
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Reduce Your Estate: Wealth Transfer Planning

    February 26, 2021
    Marc Scavo, CFP®, CRPC®

    Mega Backdoor Roth Contributions–A Compelling Savings Technique for Some 401(k) Participants

    February 12, 2021
    Debbie Taylor

    The Bragg Client Portal–Our Investors’ Online Access Tool

    January 4, 2021
    Mary Lou Daly, CPA, CFP®

    HSA vs. FSA vs. HRA

    November 14, 2020
    Lynn Araujo, CFP®

    Your 2020 Year-End Planning Checklist

    November 6, 2020
    Jennifer Muckley, CFP®, AEP®, CTFA®

    2021 IRS Inflation Adjustments

    October 29, 2020
    George W. Climer III, CFP®

    Time to Refinance Your Mortgage!

    August 14, 2020
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Preparing Your Will

    August 10, 2020
    Marc Scavo, CFP®, CRPC®

    The CARES Act and 2020 Required Minimum Distributions

    June 30, 2020
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Planning in a Low Interest Rate Environment

    June 18, 2020
    Lynn Araujo, CFP®

    Reconsidering the Source of Your Charitable Contributions in 2020

    April 28, 2020
    Mary Lou Daly, CPA, CFP®

    COVID-19 Tax Update: Deadlines Extended and More

    April 6, 2020
    Phillips M. Bragg & Jennifer Muckley

    Estate Planning: Keep Your Eye on the Sunset

    February 14, 2020
    Mary Lou Daly, CPA, CFP®

    The SECURE Act: A Few Things You Need to Know

    February 11, 2020
    Dawn M. Cannon, CPA

    IRA Required Minimum Distributions: The Basics for 2020

    February 10, 2020
    Lynn Araujo, CFP®

    Your 2019 Year-End Planning Checklist

    November 25, 2019
    Debbie Taylor

    Security In Our Modern World

    November 21, 2019
    Mary Lou Daly, CPA, CFP®

    Where Are Your Documents?

    November 6, 2019
    Jennifer Muckley, CFP®, AEP®, CTFA®

    2020 IRS Inflation Adjustments

    November 1, 2019
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Some Gifts Keep on Giving: Maximizing Tax Savings with Grantor Trust Asset Substitutions

    August 27, 2019
    George W. Climer III, CFP®

    Stretch IRAs: Here to Stay or Going Away?

    August 14, 2019
    Jennifer Muckley, CFP®, AEP®, CTFA®

    I’m Okay; The Car Isn’t: A Primer on Insurance Coverage

    July 15, 2019
    Lynn Araujo, CFP®

    What is the Best Way to Help My Grandchild Pay for College?

    June 28, 2019
    Lynn Araujo, CFP®

    Paying for College: Financial Aid 101

    June 28, 2019
    Mary Lou Daly, CPA, CFP®

    Empty Nest: Kids Out, Tuition Bills In! How to Use your 529 Plan to pay for College

    May 28, 2019
    Mary Lou Daly, CPA, CFP®

    Saving for Retirement—A Second Chance

    March 15, 2019
    Brian Bonewitz, CFA

    Buy Low and Sell High the Bragg Way

    March 15, 2019
    Mary Lou Daly, CPA, CFP®

    Boomerang Generation

    March 1, 2019
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Estate Planning Isn’t Just for the Super-Wealthy

    February 28, 2019
    Mary Lou Daly, CPA, CFP®

    Financial Playbook for Young Adults

    February 15, 2019
    George W. Climer III, CFP®

    Tax Reform & CCRC Medical Deductions

    February 1, 2019

    Why We Advise Consolidation at Bragg

    December 15, 2018
    Jennifer Muckley, CFP®, AEP®, CTFA®

    2019 IRS Inflation Adjustments

    November 20, 2018
    T. Ben Rose, CFA, CFP®

    Active vs. Passive Investing: Why We Use Both

    November 1, 2018
    Lynn Araujo, CFP®

    Your 2018 Year-End Tax Planning Checklist

    October 20, 2018
    Mary Lou Daly, CPA, CFP®

    Health Savings Accounts: Desirable, Despite the Complexity

    October 2, 2018
    George W. Climer III, CFP®

    One More Reason to Fund 529 Plans—a 529 Plan UPDATE

    September 25, 2018
    Jennifer Muckley, CFP®, AEP®, CTFA®

    More Lessons from Fishing

    September 1, 2018
    Mary Lou Daly, CPA, CFP® and Benton S. Bragg, CFP®, CFA®

    Over Age 70 1/2? Consider a QCD for your IRA RMD

    June 10, 2018
    Debbie Taylor

    Three Types of Help for Seniors

    May 20, 2018
    Lynn Araujo, CFP®

    Financial Planning 101

    May 1, 2018
    Jennifer Muckley, CFP®, AEP®, CTFA®

    Chained CPI Explained and the Impact on the New Tax Act

    April 20, 2018
    Matt DeVries, CFA

    There’s a New Tariff in Town (but there’s something very familiar …)

    April 2, 2018
    Phillips M. Bragg, AEP®, CFP® and Mary Lou Daly, CPA, CFP®

    A Summary of The Tax Cut and Jobs Act of 2017

    February 20, 2018
    Phillips M. Bragg, AEP®, CFP®

    Who Gets a Tax Cut?

    February 2, 2018
    Mary Lou Daly, CPA, CFP®

    Tax Deduction “Bunching” – The Tax Cuts and Jobs Act of 2017

    January 10, 2018
    Phillips M. Bragg, AEP®, CFP®

    New Law Doubles the Estate Tax Exclusion Amount but Only Through 2025

    January 5, 2018
    George W. Climer III, CFP®

    Kiddie Tax Update

    January 1, 2018
    T. Ben Rose, CFA, CFP®

    Putting All of Your Eggs in One Basket: Concentrated Positions

    December 15, 2017
    Lynn Araujo, CFP®

    Estate Planning 101

    October 15, 2017
    Mary Lou Daly, CPA, CFP®

    Eighteen-Year-Olds Are Adults

    August 15, 2017
    Phillips M. Bragg, AEP®, CFP®

    Should I Buy Long-Term Care Insurance?

    July 15, 2017
    Debbie Taylor

    Choosing a Retirement Community: Navigating the Choices

    May 15, 2017
    Phillips M. Bragg, AEP®, CFP®

    Preparing for Tax Law Changes—Actions to Consider Now

    December 20, 2016
    Mary Lou Daly, CPA, CFP®

    Protecting Yourself from Cyber Threats

    December 15, 2016
    Phillips M. Bragg, CFP®, AEP®

    A ZERO-Percent Tax Rate? Are you missing out on the 0% tax rate on dividends and capital gains?

    September 20, 2016
    Debbie Taylor

    One Last Gift: A Planning Guide for Survivors

    September 13, 2016
    George W. Climer III, CFP®

    Donor-Advised Funds

    August 1, 2016
    Phillips M. Bragg, CFP®, AEP®

    Qualified Charitable Distributions—What’s the Fuss? Funding Charitable Gifts from an IRA via the QCD

    May 15, 2016
    Mary Lou Daly, CPA, CFP®

    Frequently Asked Questions about Medicare

    April 15, 2016
    Mary Lou Daly, CPA, CFP®

    Medicare IRMAAs

    April 15, 2016
    George W. Climer III, CFP®

    Social Security and the Bipartisan Budget Act of 2015

    January 28, 2016
    Mary Lou Daly, CPA, CFP®

    Strengthening Your Mind

    November 28, 2015
    Benton S. Bragg, CFA, CFP®

    Value Beats Growth

    September 15, 2015
    Mary Lou Daly, CPA, CFP®

    Medicare Decisions

    August 28, 2015
    Phillips M. Bragg, CFP®, AEP®

    Oversubscribed: Are Recurring Monthly Charges Preventing Wealth Accumulation?

    July 28, 2015
    George W. Climer III, CFP®

    Hidden Taxes

    June 28, 2015
    Mary Lou Daly, CPA, CFP®

    Retirement Under Construction

    April 28, 2015
    Benton S. Bragg, CFA, CFP®

    Good Debt and Bad Debt

    April 28, 2015
    Mary Lou Daly, CFP®, CPA

    Turning 64

    March 28, 2015
    Benton S. Bragg, CFA, CFP®

    Asset Location for Tax Efficiency: What You Need to Know

    January 13, 2015
    George W. Climer III, CFP®

    ‘Tis the Season

    December 28, 2014
    Benton S. Bragg, CFA, CFP®

    Roth IRAs for Everyone

    December 1, 2014
    George W. Climer III, CFP®

    Kiddie Tax Class 101

    December 1, 2014
    Phillips M. Bragg, CFP®, AEP®

    Wise Charitable Giving Via Beneficiary Designations

    November 28, 2014
    Phillips M. Bragg, CFP®, AEP®

    Planned Giving Problems and Solutions: Make Sure Your Wishes Come True

    November 10, 2014
    Mary Lou Daly, CPA, CFP®

    529 Plans for Higher Education: Five Reasons You Should Consider Funding One

    September 28, 2014
    Phillips Bragg, CFP®, AEP®

    Federal estate-tax law permanence and NC repeal: Time to revisit your plans

    September 28, 2013
    Benton S. Bragg, CFA, CFP®

    Does Diversification Still Work?

    June 28, 2009
    J. Frank Bragg

    Market Ignores “Hand Wringing” Problems

    October 28, 2006
    Phillips M. Bragg, CFP®, AEP®

    You Can’t have your Money and Spend it Too

    May 28, 2005
    J. Frank Bragg

    Daddy Missed the Tech Boom

    December 10, 2000

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