GOOD
PLANNING
DECISIONS
…LEAD TO GOOD INVESTMENT DECISIONS

We begin by listening to you. Our team of experts will spend a lot of time asking questions and listening to your thoughts, your plans, your worries, your hopes and dreams.
All of our clients are unique and have different planning and investing needs. Our services are scalable to fit your needs. In addition to the overview of services described above, our team of experts can advise you on the following:
Review and advise on wills, trusts, beneficiary designations and ownership of assets
Provide multi-stage retirement scenarios and cash flow projections
Review and advise on tax and estate planning opportunities
Provide advice regarding methods of saving for college
Provide advice on use of debt and second home financing
Provide advice on 401(k) contributions and investment allocation, stock options, deferred compensation and employer benefits
Provide advice regarding drawing optimal social security benefits
Provide advice on charitable giving strategies, donor-advised funds, gifts of appreciated assets and charitable remainder trusts
For clients with a desire to preserve land, we are uniquely positioned to provide advice regarding conservation easement planning and tax benefits
Work closely with your attorney and accountant and other advisors to coordinate planning strategy
Our family office services are as unique to each household as are your own goals and objectives. We understand that with significant wealth comes a great responsibility and added complexity to manage the impact of your wealth. We help you address the financial, social and personal aspects of your legacy with strategic, big-picture thinking to provide custom solutions across a broad range of financial issues:
Articulate a family mission statement that conveys your vision
Engage your heirs in deep discussions around family business succession, philanthropic intentions and generational wealth
Craft a roadmap and educate successors to be responsible stewards of the family’s wealth
Properly align your assets with your estate plan and track changes in asset value and ownership over time
Provide clear, concise quarterly performance reporting and 24/7 on-demand performance through client portal
Review family risk management, reputation management and other asset protection measures
Provide concierge level support services to guide you through the settlement of your loved one’s estate
Oversight of trustees, executors and other agents to ensure proper administration of your affairs
Discuss transition and continuity planning for your business, your philanthropic plans and your personal financial affairs
Coordinate with your other advisors to ensure an enduring legacy
We’ve assembled an experienced team of experts coupled with a clear investment philosophy and a disciplined, unemotional process.
Bragg Financial Advisors provides expert financial advice and disciplined portfolio management for a fee that is calculated as a percentage of your account value. A minimum of $3 million in assets under management is required to engage our firm, although this may be waived in certain circumstances. Our fees start just below 1% and decrease based on the assets under management. We encourage you to read more about our fee schedule and services provided in our Firm Brochure—Form ADV Part 2A.
IMPORTANT NOTICE
You are now leaving the Bragg Financial Website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) Website.
Schwab is a registered broker-dealer, and is not affiliated with Bragg Financial or any advisor(s) whose name(s) appears on this Website. Bragg Financial is independently owned and operated. Schwab neither endorses nor recommends Bragg Financial. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Bragg Financial under which Schwab provides Bragg Financial with services related to your account. Schwab does not review the Bragg Financial Website(s), and makes no representation regarding the content of the Website(s). The information contained in the Bragg Financial Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.