Investment Commentary

IMPORTANT NOTICE

You are now leaving the Bragg Financial Website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) Website.

Schwab is a registered broker-dealer, and is not affiliated with Bragg Financial or any advisor(s) whose name(s) appears on this Website. Bragg Financial is independently owned and operated. Schwab neither endorses nor recommends Bragg Financial. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Bragg Financial under which Schwab provides Bragg Financial with services related to your account. Schwab does not review the Bragg Financial Website(s), and makes no representation regarding the content of the Website(s). The information contained in the Bragg Financial Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.